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The two trillion dollar meltsdown : easy money, high rollers, and the great credit crash.
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ISBN: 9781586486914 Year: 2008 Publisher: New York Public Affairs


Book
Introduction to mortgages & mortgage backed securities
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ISBN: 9780124017436 9780124045934 0124045936 1306156866 9781306156868 0124017436 Year: 2014 Publisher: Amsterdam

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In Introduction to Mortgages & Mortgage Backed Securities, author Richard Green combines current practices in real estate capital markets with financial theory so readers can make intelligent business decisions. After a behavioral economics chapter on the nature of real estate decisions, he explores mortgage products, processes, derivatives, and international practices. By focusing on debt, his book presents a different view of the mortgage market than is commonly available, and his primer on fixed-income tools and concepts ensures that readers understand the rich content he covers.

Foreclosed
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ISBN: 1336284072 0801447720 0801457580 080145882X 9780801458828 9780801447723 9780801477140 080147714X Year: 2009 Publisher: Ithaca Cornell University Press

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In 2007 and 2008, the United States has observed, with some horror, the explosion and collapse of entire segments of the housing market, especially those driven by subprime and alternative or "exotic" home mortgage lending. Foreclosed explains the rise of high-risk lending and why these newer types of loans-and their associated regulatory infrastructure-failed in substantial ways. Dan Immergluck narrates the boom in subprime and exotic loans, recounting how financial innovations and deregulation facilitated excessive risk-taking, and how these loans have harmed different populations and communities. Immergluck, who has been working, researching, and writing on issues tied to housing finance and neighborhood change for almost twenty years, has an intimate knowledge of the promotion of home ownership and the history of mortgages in the United States. The changes to the mortgage market over the past fifteen years-including the securitization of mortgages and the failure of regulators to maintain control over a much riskier array of mortgage products-led, he finds, inexorably to the current crisis. After describing the development of generally stable and risk-limiting mortgage markets throughout much of the twentieth century, Foreclosed details how federal policy-makers failed to regulate the new high-risk lending markets that arose in the late 1990's and early 2000's. The book also examines federal, state, and local efforts to deal with the mortgage and foreclosure crisis of 2007 and 2008. Immergluck draws upon his wealth of experience to provide an overarching set of principles and a detailed set of policy recommendations for "righting the ship" of U.S. housing finance in ways that will promote affordable yet sustainable home ownership as an option for a broad set of households and communities. The 2011 edition features a new preface by the author addressing the ongoing global economic crisis and the impact of U.S. financial reform efforts on the mortgage system.

The greatest-ever bank robbery : the collapse of the savings and loan industry
Author:
ISBN: 0684191520 Year: 1990 Publisher: New York Toronto New York [etc.] C. Scribner's Collier Macmillan Canada Maxwell Macmillan International


Book
Le crédit hypothécaire dans la communauté européenne
Author:
ISBN: 9290960078 Year: 1990 Publisher: Bruxelles Fédération hypothécaire auprès de la Communauté économique européenne

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